How Free Chip Repair Works
If you have an SGI package policy, the process is simple:
Step 1
Bring your vehicle to Showtime Auto Glass (or we come to you). Have your SGI policy number and plate number handy.
Step 2
We verify your coverage with SGI in minutes. If you have a qualifying package policy, we confirm your chip repair is covered at no cost.
Step 3
We repair the chip while you wait — about 15 minutes. We bill SGI directly. You pay nothing and drive away.
You get up to 3 free stone chip repairs per year under your package policy. Each repair is independent — you don’t need to wait for multiple chips to use them.
What If I Don’t Have a Package Policy?
If you have standard SGI plate insurance only (no package policy), chip repairs are not covered under your $700 deductible — but they’re still very affordable out of pocket:
- Single chip repair: typically $25–$50
- Multiple chips: we offer pricing per chip — ask us
- No appointment needed: walk-ins welcome
- Completed in 15 minutes
This is one of those cases where paying out of pocket makes more sense than filing a claim. We’ll never recommend a claim when it doesn’t save you money.
If you’re getting chips frequently (common for highway commuters in Saskatchewan), it might be worth asking your broker about adding or upgrading to a package policy with road hazard glass coverage.
Why You Shouldn’t Wait on Chip Repair?
A stone chip might look small, but in Saskatchewan’s climate it can become an expensive problem fast. Temperature swings — freezing overnight, warming during the day — cause the glass to expand and contract, which turns a small chip into a spreading crack.
Once a chip becomes a crack longer than about 15 centimeters, it can no longer be repaired and requires a full windshield replacement. That turns a free 15-minute repair into a $50–$700+ replacement (depending on your deductible).
Getting chips repaired quickly is especially important in winter, when road salt, gravel, and temperature extremes accelerate damage.
Can a Chip Be Repaired, or Does It Need Replacement?
Not every chip qualifies for repair. A chip can typically be repaired if:
- It’s smaller than a quarter (25-cent coin)
- It hasn’t started to crack or spider
- It’s not in the driver’s direct line of sight (repairs can leave slight visual distortion)
- It’s not near the edge of the windshield (edge damage weakens structural integrity)
- The damage hasn’t penetrated both layers of the windshield glass
If the chip has already spread into a crack, or if it’s in a critical location, we’ll recommend a full windshield replacement and walk you through the claim process.
Not sure? Call us at (306) 952-3580 or bring your vehicle in — we’ll assess it on the spot and give you an honest answer.
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Frequently Asked Questions
Are stone chip repairs really free?
Yes — if you have an SGI package policy with a $50 or $100 road hazard glass deductible. You get up to 3 free chip repairs per year. No deductible applies to chip repairs. We verify and bill SGI directly.
How many free chip repairs do I get per year?
Up to 3 per year under a qualifying SGI package policy. Each repair counts as one, regardless of the chip size (within repairable limits).
Do I need an appointment for chip repair?
No — walk-ins are welcome during business hours. If you prefer a specific time, call ahead at (306) 952-3580.
Will the repair be visible?
Modern chip repair techniques restore most of the glass clarity. In some cases, a slight mark may remain, but the structural integrity of the glass is fully restored and the chip is prevented from spreading.
Will a chip repair claim affect my insurance rates?
No. Road hazard glass claims — including chip repairs — are not at-fault incidents and do not affect your SGI safety rating or premiums.
What if the chip has already started to crack?
If the damage has spread beyond what can be repaired, we’ll recommend a windshield replacement. With a package policy, you’d pay just your $50–$100 deductible for the full replacement. We file everything with SGI on your behalf.
Book Your Chip Repair
Call (306) 952-3580 or walk in during business hours. Most repairs are completed in 15 minutes while you wait.
If you have an SGI package policy, bring your policy number and plate number — we handle the rest.